At Neo, we strive to remove the friction and anxiety of everyday spending and saving by bringing together thoughtful technology, beautiful design and challenging the status quo. We’re trailblazers who believe you can live life to the fullest when you’re not worried about your financial well-being. That means chasing after your wildest dreams on top of your everyday life and not once, ever looking back.
Neo Financial is looking for a full-tine Senior Risk Analyst to join our team in Calgary. Our operations team navigates through a fast-paced environment and knows how to switch gears to adapt to any scenario. They’re motivated leaders who want to make things better, simpler and stronger. Make your mark with transformative products and technologies, alongside some of Canada’s most successful leaders and tech minds.
What you'll be doing:
Conduct end-to-end analysis on credit risk performance, impact to revenue and losses
Design and develop credit risk models, manage deployment and monitoring
Develop targeted risk segmentation, design marketing risk waterfall
Assess and develop credit risk strategies to manage the portfolio risk appetite
Forecast key business metrics including vintage loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns
Assess the effectiveness of acquisition models and propose improvements to the risk underwriting requirements
Define, monitor and manage the data collection processes
Establish complex risk performance reports to evaluate the overall credit risk of the portfolio
Identify gaps in portfolio management strategies and propose changes to address them
Oversee and conduct sensitivity and scenario analyses to understand the impact of exogenous factors
Monitor credit risk effectiveness of target marketing campaigns
Who we're looking for:
Minimum 4+ years of experience in financial services, credit risk management and analytics
University Degree in statistics, math or a related discipline (advanced degree is desired)
Knowledge and practical application of data mining and statistical principles involved in model development
What will help you succeed:
Excellent communication skills, both verbal and written. Ability to convey complex information and concepts in understandable terms.
Strong knowledge of consumer credit, portfolio management, quantitative methodologies.
Strong technical knowledge of statistical analysis, modelling techniques
Deep understanding of data extraction/mining/modelling tools including but not limited to SAS and SQL.
Ability to work in a team environment
Critical thinking skills and a bias for action
Superior analytical skills – demonstrated ability to understand complex problems, detect trends
Flexibility to adapt to an evolving environment with shifting priorities
Capacity to handle multiple competing demands and meet tight turnaround timelines.
What it’s like to work with us:
At Neo, you’ll be working with industry-leading technology that changes the way we live and realize a better financial future. It’s a serious deal, but that doesn’t mean we don’t know a thing or two about having fun. Our entrepreneurial environment gets our adrenaline pumping and beats the regular 9-5 job. We’re in it together, always. Gain hands-on experience and be part of the future.
About applying with Neo:
Neo Financial is an equal opportunity employer. We are excited to meet with and hire the top talent out there. We appreciate your interest in working with us; however, only those applicants selected for interviews will be contacted. Successful candidates for this position will be required to undergo a security screening, including a criminal records check and may require a credit check.